Penny tracks all your assets, analyses your finances, and turns the numbers into clear, AI-powered advice — growing from a personal tracker into a SEBI-compliant robo-adviser.
Log bank balances, stocks, crypto, gold and loans. Penny unifies everything into one live net-worth picture.
A net-worth dashboard, spending analytics and 6-month trends turn raw numbers into real clarity.
Get a plain-language report — where you overspent, where to cut, and how to grow savings — tailored to your goals.
See exactly where every rupee went, grouped by category with monthly trends — no more mystery charges.
Bank, cash, stocks, crypto, gold and loans rolled into a single net-worth figure.
Hold and view your wealth in INR, USD, EUR or GBP, with live FX on the way.
Penny's AI reads your real data and writes a tailored report: summary, where you overspent, what to cut, and how to grow savings and net worth.
Secure sign-in, read-only by default, and your financial data is never sold. Penny works for you — full stop.
No dashboards to decode. Ask in plain words — Penny answers with the real numbers behind it. Tap a question to see for yourself.
Track assets, expenses and net worth in one place.
Available nowGoal planning, risk profiling and SIP/savings strategy from a RAG knowledge base.
Live market & crypto data, price alerts and portfolio recommendations.
Asset allocation, rebalancing, strategy simulation and backtesting.
Connect Zerodha, Upstox or Binance — Penny suggests trades, you approve.
SEBI-authorised adviser: compliant, advice-grade automation.